NON-READILY REALISABLE SECURITIES - INVESTOR CERTIFICATION

To view further information you must qualify as one of the categories of investor below. Selecting one checkbox is sufficient to qualify.

OPTION 1 - RESTRICTED INVESTOR STATEMENT

I make this statement so that I can receive promotional communications relating to non-readily realisable securities as a restricted investor. I declare that I qualify as a restricted investor because:

  1. in the twelve months preceding the date below, I have not invested more than 10% of my net assets in non-readily realisable securities; and
  2. I undertake that in the twelve months following the date below, I will not invest more than 10% of my net assets in non-readily realisable securities.
    1. Net assets for these purposes do not include:

    2. the property which is my primary residence or any money raised through a loan secured on that property;
    3. any rights of mine under a qualifying contract of insurance; or
    4. any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be entitled.
OPTION 2 - HIGH NET WORTH INVESTOR STATEMENT

I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-readily realisable securities. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

  1. I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more;
  2. I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more.
    1. Net assets for these purposes do not include:

    2. the property which is my primary residence or any money raised through a loan secured on that property
    3. any rights of mine under a qualifying contract of insurance; or
    4. any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled.
OPTION 3 - SELF-CERTIFIED SOPHISTICATED INVESTOR STATEMENT

I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-readily realisable securities. I understand that this means:

  1. I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-readily realisable securities;
  2. the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

  1. I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
  2. I have made more than one investment in an unlisted company in the two years prior to the date below;
  3. I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
  4. I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.
July 21st, 2017

RESTRICTED FILE - INVESTOR AUTHORISATION

In order to view the offer document you must be a certified high net worth individual or a self-certified sophisticated investor.

OPTION 1 - STATEMENT FOR CERTIFIED HIGH NET WORTH INDIVIDUAL

I declare that I am a certified high net worth individual for the purposes of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005. I understand that this means:

  1. I can receive financial promotions that may not have been approved by a person authorised by the Financial Conduct Authority;
  2. the content of such financial promotions may not conform to rules issued by the Financial Conduct Authority;
  3. by signing this statement I may lose significant rights;
  4. I may have no right to complain to either of the following—
    1. the Financial Conduct Authority; or
    2. the Financial Ombudsman Scheme;
  5. I may have no right to seek compensation from the Financial Services Compensation Scheme.

I am a certified high net worth individual because at least one of the following applies

  1. I had, during the financial year immediately preceding the date below, an annual income to the value of £100,000 or more;
  2. I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include—
    1. the property which is my primary residence or any loan secured on that residence;
    2. any rights of mine under a qualifying contract of insurance within the meaning of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001; or
    3. any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled.
OPTION 2 - STATEMENT FOR SELF-CERTIFIED SOPHISTICATED INVESTORS

I declare that I am a self-certified sophisticated investor for the purposes of the Financial Services and Markets Act (Financial Promotion) Order 2005.

I understand that this means:

  1. I can receive financial promotions that may not have been approved by a person authorised by the Financial Conduct Authority;
  2. the content of such financial promotions may not conform to rules issued by the Financial Conduct Authority;
  3. by signing this statement I may lose significant rights
  4. I may have no right to complain to either of the following—
    1. the Financial Conduct Authority; or
    2. the Financial Ombudsman Scheme;
  5. I may have no right to seek compensation from the Financial Services Compensation Scheme.

I am a self-certified sophisticated investor because at least one of the following applies

  1. I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
  2. I have made more than one investment in an unlisted company in the two years prior to the date below;
  3. I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
  4. I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

Open IHT Products

Risks

We rebate 75% of our initial commission on IHT products (100% for AIM products) by reducing the initial charges, and up to 75% of our trail commission, depending on the product either by taking less trail commission to reduce the annual charges, or as part of our annual rebate process by cheque (see Clubfinance’s terms of business for more information).

Please remember to send your completed application form(s) together with a signed Client Declaration to Clubfinance Ltd click here for details.

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IHT Product
Type
Minimum
Available in ISA*
Initial Charge before Discount
Our Initial Discount**
Our Annual Dscount**
Documents
(See icon key located beneath the table)
Amati AIM IHT Portfolio Service
AIM
Minimum
£50,000
Available in ISA
Initial Charge before Discount
TBC
Our Initial Discount
TBC
Our Annual Dscount
TBC
Blackfinch IHT Portfolios
Portfolio
Minimum
£25,000
Available in ISA
Initial Charge before Discount
TBC
Our Initial Discount
TBC
Our Annual Dscount
TBC
Deepbridge Inheritance Tax Service
Portfolio
Minimum
£50,000
Available in ISA
Initial Charge before Discount
TBC
Our Initial Discount
TBC
Our Annual Dscount
TBC
Downing AIM Estate Planning Service - Only available for top-ups by existing product holders
AIM
Minimum
£50,000
Available in ISA
Initial Charge before Discount
5.5%
Our Initial Discount
3.5%
Our Annual Dscount
0.375%1
Downing AIM ISA - Only available for top-ups by existing product holders
AIM ISA
Minimum
£50,0002
Available in ISA
Initial Charge before Discount
5.5%
Our Initial Discount
3.5%
Our Annual Dscount
0.375%3
Downing Estate Planning Service
Portfolio
Minimum
£50,000
Available in ISA
Initial Charge before Discount
4%
Our Initial Discount
1.5%
Our Annual Dscount
0.375%4
Guinness Inheritance Planning Service
Portfolio
Minimum
£25,000
Available in ISA
Initial Charge before Discount
TBC
Our Initial Discount
TBC
Our Annual Dscount
TBC
Ingenious Estate Planning Care
Portfolio
Minimum
£25,000
Available in ISA
Initial Charge before Discount
4.5%
Our Initial Discount
1.875%
Our Annual Dscount
-
Ingenious Estate Planning Classic
Portfolio
Minimum
£25,000
Available in ISA
Initial Charge before Discount
TBC
Our Initial Discount
TBC
Our Annual Dscount
TBC
Ingenious Estate Planning Private
Portfolio
Minimum
£50,000
Available in ISA
Initial Charge before Discount
TBC
Our Initial Discount
TBC
Our Annual Dscount
TBC
Mariana Estate Planning Solution
Portfolio
Minimum
£25,000
Available in ISA
Initial Charge before Discount
5%
Our Initial Discount
1.875%
Our Annual Dscount
-
Octopus AIM Inheritance Tax ISA
AIM ISA
Minimum
£20,000
Available in ISA
Initial Charge before Discount
2%5
Our Initial Discount
1%
Our Annual Dscount
0.375%
Octopus AIM Inheritance Tax Service
AIM
Minimum
£25,000
Available in ISA
Initial Charge before Discount
6%6
Our Initial Discount
2.5%
Our Annual Dscount
0.375%
Octopus Inheritance Tax Service
Portfolio
Minimum
£25,000
Available in ISA
Initial Charge before Discount
6.5%7
Our Initial Discount
1.875%
Our Annual Dscount
0.375%
Oxford Capital Estate Planning Service
Portfolio
Minimum
£25,000
Available in ISA
Initial Charge before Discount
4%
Our Initial Discount
1.5%
Our Annual Dscount
-
ProVen Legacy plc
Portfolio
Minimum
£10,000
Available in ISA
Initial Charge before Discount
5.5%
Our Initial Discount
3%
Our Annual Dscount
0.375%
(max 1.875%)
Puma AIM Inheritance Tax Service
AIM
Minimum
£15,000
Available in ISA
Initial Charge before Discount
4%
Our Initial Discount
3%
Our Annual Dscount
0.375%8
Puma AIM Inheritance Tax Service ISA
AIM ISA
Minimum
£15,000
Available in ISA
Initial Charge before Discount
4%
Our Initial Discount
3%
Our Annual Dscount
0.375%9
Stellar AIM IHT ISA
AIM ISA
Minimum
£15,240
Available in ISA
Initial Charge before Discount
4%
Our Initial Discount
3.5%
Our Annual Dscount
0.375%10
Stellar AIM IHT Portfolios
AIM
Minimum
£40,000
Available in ISA
Initial Charge before Discount
TBC
Our Initial Discount
TBC
Our Annual Dscount
TBC
Stellar Estate Planning Service
Portfolio
Minimum
£25,000
Available in ISA
Initial Charge before Discount
TBC
Our Initial Discount
TBC
Our Annual Dscount
TBC
Stellar Succession
Portfolio
Minimum
£40,000
Available in ISA
Initial Charge before Discount
TBC
Our Initial Discount
TBC
Our Annual Dscount
TBC
Unicorn AIM Inheritance Tax Portfolio Service
AIM ISA
Minimum
£15,240
Available in ISA
Initial Charge before Discount
4.5%
Our Initial Discount
3%
Our Annual Dscount
0.375%11

All charges may be subject to VAT.

* Please see our AIM IHT ISA page for more details.

** Please generate a commission statement and see the product documentation for further information. The discounts shown include any discounts available generally (e.g. early bird discounts) and are relative to an execution-only broker taking full commission. However, we do ensure that the initial charge after discount through Clubfinance is the same or cheaper than the charge for direct business. See the product documents for further information. Annual rebates will only be paid if trail commission is received on the particular product in any particular year. For the Downing AIM NISA, our annual discount is provided by taking less trail commission to reduce the annual charges rather than providing a cash rebate. If in the future it becomes possible on other products to take less trail commission to automatically reduce the charges, we will use this method instead.

a - See the product documents for further information. Annual rebates will only be paid if trail commission is received on the particular product.

1 - Downing AIM Estate Planning Service - trail commission of 0.5% is payable on this product. However Clubfinance will opt to only receive 25% of this meaning that Downing's annual charge for non-advised applications will be reduced by 0.375%. Therefore there will be no cash rebate.

2 - For the Downing AIM ISA, if the minimum investment cannot be reached within the ISA limits (using the current year allowance and/or ISA transfers) the difference must be invested into their non-ISA Downing AIM Estate Planning Service.

3 - Downing AIM ISA - trail commission of 0.5% is payable on this product. However Clubfinance will opt to only receive 25% of this meaning that Downing's annual charge for non-advised applications will be reduced by 0.375%. Therefore there will be no cash rebate.

4 - Downing Estate Planning Service - trail commission of 0.5% is payable on this product. However Clubfinance will opt to only receive 25% of this meaning that Downing's annual charge for non-advised applications will be reduced by 0.375%. Therefore there will be no cash rebate.

5 - Octopus AIM IHT ISA - the initial charge comprises the Octopus 1% initial charge and the Octopus 1% dealing charge.

6 - Octopus IHT ISA - the initial charge comprises the Octopus 5% initial charge and the Octopus 1% dealing charge.

7 - Octopus Inheritance Tax Service - the initial charge comprises the Octopus 5.5% initial charge and the Octopus 1% dealing charge.

8 - Puma AIM IHT Service - Trail commission of 0.5% is payable on this product. However Clubfinance will opt to only receive 25% of this meaning that the additional Annual Management Fee for non-advised applications will be reduced by 0.375%. Therefore there will be no cash rebate.

9 - Puma AIM IHT Service - Trail commission of 0.5% is payable on this product. However Clubfinance will opt to only receive 25% of this meaning that the additional Annual Management Fee for non-advised applications will be reduced by 0.375%. Therefore there will be no cash rebate.

10 - Stellar AIM IHT ISA - Trail commission of 0.5% is payable on this product. However Clubfinance will opt to only receive 25% of this meaning that the additonal Annual Management Fee for non-advised applications will be reduced by 0.375%. Therefore there will be no cash rebate.

11 - Unicorn AIM Inheritance Tax Portfolio Service - Trail commission of 0.5% is payable on this product. However Clubfinance will opt to only receive 25% of the trail commission (0.125%) meaning the balance will be waived. Therefore there will be no cash rebate.

Key:

Link to the product documentation, and application form (in PDF format) for each product.
Link to essential Clubfinance information required to proceed with a transaction through Clubfinance.
Additional Risk Warnings you must be aware of before making an investment.
Click on this icon to be taken to a webpage where you can generate your own tailored Commission Statement.
Updates on the product.
Clicking on this icon will take you to a website linked to the product which may provide additional useful information.

Don't see the IHT product you are interested in?

We will endeavour to obtain and e-mail you the product documentation and our applicable IHT commission rebates will apply.

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Important Information

Clubfinance Ltd is authorised and regulated by the Financial Conduct Authority (firm reference no. 400139). Clubfinance offers an execution-only discount broker service; Clubfinance does not give advice or recommendations. If you have any doubt about the suitability of a particular product or service, or you require advice, you should seek a personal recommendation from an appropriate firm that does give advice. Clubfinance does not produce the products it arranges, or manage the underlying investments. Payments must not be made to Clubfinance, but to the relevant product provider. Contact details for Clubfinance can be found under 'contact'. Users of this website should be aware of the following:

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